The death of one of your employees can be difficult for your business but even more so for their families. Group death in service schemes enable you to provide your people with a way to ensure the financial stability of their loved ones at what is already a stressful and upsetting period for them. At the same time, such schemes are quite simple to set up and need not be expensive for your enterprise.

The type of schemes we can help you arrange offer both you and your employees many benefits. For your company, it can provide a real competitive edge when you are trying to recruit the right people, engender staff loyalty and give you an enhanced staff benefits package to promote. For your employees it provides genuine peace of mind and for their families it provides real financial comfort - via a timely lump sump payment - should the worst happen. These schemes are typically set up as a trust fund, payments are based on a multiple of annual salary determined by you and they can also offer 'free cover limits' which enable employees who might already be in poor health to be included.

As you will be effectively 'pooling' the resources of your employees, giving you considerable buying power, it is important to get the kind of objective and knowledgeable 'whole market' advice that will give the most competitive package for you and your employees. Here at Coloma, we are experts in providing just this kind of service for you.

For a FREE, confidential and no-obligation discussion, please call us on 020 3603 5910, or e-mail