If you want to help maintain the lifestyle of those you leave behind in the event of your death, we can recommend the right life insurance policy to suit your needs and your aspirations for your family. In addition, we can help you find the perfect life protection policies to, for example, cover your mortgage or important aspects of your business.

Whole of Life or Term Assurance?

As their names suggest, Whole of Life policies are designed to provide cover for your whole life; whereas Term Assurance policies cover your life for a fixed term only. Both types of policy offer advantages.

Many Whole of Life policies, for example, contain a savings and/or an investment component so the benefits accrued under the policy could grow. On the other hand, Term Assurance tends to be cheaper and simpler to arrange and can be used over a set period, say, until a loan is paid off. However, there is no investment component with Term Assurance. We would be delighted to talk you through the best options for you.

For a FREE, confidential and no-obligation discussion, please call us on 020 3603 5910, or e-mail info@coloma-wealth.com